Your Athlete Has a Team.
But Who’s Protecting Your Family?
Coaches prepare them for the game. We prepare your family for everything that comes after it — the contracts, the taxes, the injuries, and the income that needs a plan underneath it.
Marty McNair
Founder · Licensed Insurance Consultant
20,000+
Football injuries reported in NCAA programs each year
1 in 5
Leads to season or career disqualification
Up to 8x
Higher ACL risk for female athletes vs. males
$35,000
Total death benefit most athlete families have without a private plan
These aren’t hypothetical scenarios. They’re findings from the NCAA Injury Surveillance Program, the CDC, and peer-reviewed research. Every number represents a family that had to make decisions they weren’t prepared for. Your family doesn’t have to be one of them.
Five Conversations We Have With Every Family
01
What does your athlete actually have in place right now?
Most families assume the school’s coverage is enough. It almost never is. We show you the exact dollar amounts — the $10,000 university policy, the $25,000 NCAA death benefit, the $90,000 catastrophic deductible — and the gaps that add up to six figures of exposure.
02
What happens if your athlete gets injured?
Not just medically. Financially. What happens to the scholarship, the NIL income, the revenue-sharing payments, the tax obligations? We build a plan that answers all of these questions before the injury happens.
03
Is anyone reviewing those contracts?
NIL deals, collective agreements, revenue-sharing terms — these are legal contracts with real consequences. We make sure your family understands what you’re signing and what protections need to be in writing before the ink is dry.
04
Where is the money going?
NIL income is 1099 contractor income. Without a business entity, your athlete is handing 25–30% to the IRS with zero deductions. We set up the structure that turns income into wealth.
05
What’s the long-term plan?
The career window is 4 to 8 years. The family legacy should last decades. We build life insurance, indexed wealth strategies, and retirement plans designed for athletes who will stop earning from their sport before they turn 30.
Two Tiers of Protection. One Question:
Which One Does Your Family Need?
The headlines focus on the multimillion-dollar NIL deals and the insurance products built for elite athletes. But the reality is that 99% of student-athletes with NIL income or revenue-sharing payments do not qualify for those institutional-grade products. That does not mean your family goes unprotected. It means you need coverage built for where your athlete actually is.
Tier 1 (High-Value Contracts)
Loss-of-value insurance, long-term disability, NIL contract protection, critical injury protection. Underwritten case-by-case based on athlete earnings.
Tier 2 (Every Other Athlete)
Supplemental accident insurance, critical illness coverage, life insurance (cash value), business entity + tax strategy. Individually purchasable, affordable, available regardless of sport, draft status, or contract size.
McNair Legacy Solutions builds both tiers — because the family with a $15,000 NIL deal deserves the same quality of advice as the family with a $1.5 million one.
We Protect Athletes in Every Sport
Football
Basketball
Soccer
Gymnastics
Baseball / Softball
Track & Field
Wrestling
Volleyball
If your athlete has a scholarship, a NIL opportunity, or a body they depend on for their future — we protect them.
Start With the Playbook
The 5th Quarter: A Parent’s Guide to Preparing Student-Athletes for Life Beyond the Game is the book I wrote for every family navigating the recruiting process, the NIL landscape, and the transition beyond sports. It covers asking the right questions during recruitment, evaluating programs during official visits, teaching financial literacy and self-advocacy, and planning for life after the last game. Schedule a consultation and receive a complimentary copy.
Marty's work has been featured on
Families We Have Worked With
In their own words.
These are real families who were navigating uncharted territory and needed someone in their corner.
My son is a rookie in the NFL right now. He was in the very first wave of college players getting an NIL deal while playing at Syracuse. I called Marty many days while we were negotiating a deal because there were no books, no templates, no information about this new landscape. "Don't sign anything without an attorney reviewing it first" is what Marty consistently told me. I'm glad I listened.
Dara R.
Mom of an NFL rookie · First wave NIL athlete, Syracuse University
My daughter was the first high school student athlete in the state of Maryland to get an NIL deal with a national brand. I'm glad that Marty was a part of our team of trusted voices in an uncharted territory of NIL deals.
Danni C.
Parent of a student athlete · The McDonogh School · First high school NIL deal in Maryland
What We Did not Know
My grandson is a freshman offensive lineman at Indiana University. After speaking with Marty and his team of trusted advisors about our current situation, he told us the truth about insurance coverage — and they helped us put a generational wealth plan in place for my grandson's future. Thank you, Marty.
Greg W.
Grandparent of a freshman offensive lineman · Indiana University · Insurance coverage & generational wealth plan
What most families do not know
Average university accidental death policy
$10,000
NCAA accidental death benefit
$25,000
Total without a private policy
$35,000
My son is going into his sophomore year as a redshirt freshman. Reading Marty's book The 5th Quarter gives me a better peace of mind.
Shan B.
Parent of a redshirt freshman · The 5th Quarter
The conversation starts here
You do not need to have everything figured out before you call.
Most families come to me not knowing what questions to ask. That is exactly where we start. Schedule a free 30 minute consultation and let's talk about where your family is and what a real plan could look like.
"I protect your athletes on and off the field, and your families in life."
— Marty McNair
Free with every consultation
Schedule your call and receive a complimentary copy of Marty's book — The 5th Quarter: A Parent's Guide to Preparing Student Athletes for Life Beyond the Game
No commitment required. Available by phone or video.
(410) 870-9327 · [email protected]
McNair Legacy Solutions — Serving Athlete Families Since 2019
(410) 870-9327 · [email protected]
20 S Charles Street, Suite 403, Baltimore, MD 21201
Jordan's name is in the law. His legacy is in the work.
Licensed in Maryland, Washington D.C., and Georgia. Working with athlete families nationwide through our affiliate network. McNair Legacy Solutions provides insurance consulting services. For educational and informational purposes. McNair Legacy Solutions is not a licensed financial advisor.